SWIFT FIN/MT Message Categories

• Category 0: System messages
  used to exchange operational information between SWIFT and FIN interface operators
• Category 1: Customer Payments and Cheques   Payment-related messages in which at least one party is not a financial institution.
• Category 2: Financial Institution Transfers Payment-related messages in which all parties are financial institutions.
• Category 3: Foreign Exchange, Money Markets and Derivatives   Messages related to foreign exchange contracts, foreign currency option contracts, money placement or interest rate derivatives.
• Category 4: Collections and Cash Letters    Messages exchanged between banks when handling documentary and [clean collections]
• Category 5: Securities Markets    Messages exchanged between financial institutions when carrying out securities
• Category 6: Commodities and Reference Data    Messages exchanged between financial institutions when carrying out commodity-based transactions.
• Category 7: Documentary Credits and Guarantees/Standby Letters of Credit    Messages exchanged between banks that participate in the documentary credit and guarantee business.
• Category 8: Travellers Cheques Messages exchanged between issuers and agents when handling travellers cheques.
• Category 9: Cash Management and Customer Status    Messages exchanged by financial institutions to report balances, interest rate changes, netting, status or bilateral key exchange.
• Category n: Common Group messages    Message types that can be used in each of the other message categories.

ISO 20022 Message Definition Categories

• acmt Account Management
• admi Administration
• auth Authorities
• caaa Acceptor to Acquirer Card Transactions
• caad Card Administration
• caam ATM Management
• cafc Fee collection
• cafm File Management
• cafr Fraud Reporting and Disposition
• cain Acquirer to Issuer Card Transactions
• camt Cash Management
• canm Network Management
• casp Sale to POI Card Transactions
• casr Settlement Reporting
• catm Terminal Management
• catp ATM Card Transactions
• colr Collateral Management
• fxtr Foreign Exchange Trade
• head Business Application Header
• pacs Payments Clearing and Settlement
• pain Payments Initiation
• reda Reference Data
• remt Payments Remittance Advice
• secl Securities Clearing
• seev Securities Events
• semt Securities Management
• sese Securities Settlement
• setr Securities Trade
• tsin Trade Services Initiation
• tsmt Trade Services Management
• tsrv Trade Services

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CBPR+ (Cross-Border Payments and Reporting) CBPR+ is a messaging standard developed by SWIFT under the ISO 20022 framework. It's designed to enhance the efficiency and transparency of cross-border payments and reporting. The messages are exchanged over SWIFT's FINplus service, which is built on the InterAct service. This allows for a more structured and richer set of data to be exchanged compared to the older MT (Message Type) format3. Key Features

1. Enhanced Data Richness: CBPR+ messages can carry more detailed information about transactions, which helps in better tracking and reconciliation.
2. Standardized Format: The use of ISO 20022 ensures a standardized format for messages, making it easier for financial institutions to adopt and integrate.
3. Improved Transparency: With more detailed information, financial institutions can have better visibility into the status and details of cross-border transactions.
4. Efficiency: The structured format reduces the need for manual intervention and reconciliation, speeding up the payment process.

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SRDII (Shareholder Rights Directive II) SRD II is a set of measures aimed at improving transparency and shareholder engagement in occupational pension schemes and listed companies.
Key Points about SRD II

• Purpose: SRD II aims to enhance transparency and stewardship of occupational pension schemes, allowing for better comparison between schemes.
• Transparency: It requires occupational pension schemes to publish information about their shareholder engagement policy, investment strategy, and arrangements with asset managers.
• Long-term Focus: Encourages investors to adopt a long-term focus in their investment strategies, considering social and environmental issues.
• Shareholder Engagement: Promotes responsible behavior by companies due to greater shareholder involvement.
• Implementation: Entities have until September 2020 to comply with the requirements of SRD II, including shareholder identification and transmission of information.